FAQ

  • What exactly Cashcow does ?
  • Cashcow is a fintech company, which bring convenience & comfort to a customer looking for a banking product. Our certified Advisors are available to handhold you in your financial journey. Our advisor explains rights product, offers, eligibility & help in entire application process with help of technology provided by our company. Our services are available to you at your doorstep, at free of cost.

  • What do you mean by banking at your doorstep?
  • Banking at your doorstep means, now you don’t need to sweat in long queues, with a single press of buttonby using our CASHCOW mobile app facility, you can call one of our expert advisors to help you for your banking product at your doorstep only at cashcow.

  • What all banking services do you cover?
  • Our services covered home loans, loan against property, balance transfers, Top Up on existing loans, Credit Cards, Personal Loans, Business loans. We are soon adding insurance & other banking services too.

  • Do I need to pay money to Cashcow Advisor?
  • You don’t need to pay any money to our financial Advisor, our services are absolutely free. We provide Zero Service Charge to our customers.

  • How do you guys make money?
  • At Cashcow we get commission from financial institutions, irrespective to a personal loan, home loan and credit card.The fee or commission received by us does not in any way change the product you receive or the fees or interest rates you are charged by the financial institutions.

  • Should I trust on your advisor?
  • At cashcow You can surely trust our advisor, we do allthe necessary verifications, back ground check of all our advisors. Our advisor carries our company visiting card & necessary legal documents.

  • What is the next step, post I applied through your advisor?
  • You just sit back & relax, OUR CASHCOW advisor will take care of remaining things, he will keep you updated on your application status & you will be informed every time your application status changes.

  • Is the interest rates negotiable at Cashcow?
  • For Maximum Customer Satisfaction our Organisation will provide a Minimum Negotiation of 1% in Personal loan Interest rates & Home loan Interest rate.

  • Is my information safe at cashcow?
  • We take Customers Privacy Seriously. For details, please refer to our Privacy Policy.

  • How long does it take to process an application?
  • Accurate information on the application and correct documentation are key to speeding things up. The sooner you submit your application with correct documentation, the faster your application is processed.


  • Personal Loan


  • What is a Personal Loan?
  • Personal Loan is an unsecured from of a loan to meet your current financial requirements such as financing a child’s education , wedding , a vacation , medical emergencies and many more.

  • What are the eligibility criteria for a personal loan at cashcow?
  • Your eligibility is determined after looking at the following:
    • Years of work experience
    • Your current monthly salary
    • Nature of your job and the company your working for.
    • Your current transaction (the installments(EMI’s) you are currently paying, your credit card balances , other credit limits availed)
    • Your credit score history

  • What are the documents required for applying for a personal loan at caschow?
  • List of documents for Salaried :

    • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one).
    • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
    • Latest 3 months Bank Statement (where salary/income is credited).
    • Salary slips for last 3 months.
    • 2 Passport Size photographs.

    List of documents for Self-Employed :

    • KYC Documents : Proof of Identity, Address proof, DOB proof, Proof of Residence:- Leave and License Agreement / Utility Bill
       (not more than 3 months old) / Passport (any one).
    • Income proof (audited financials for the last two years).
    • Latest 6 months Bank statement.
    • Office address proof.
    • Proof of residence or office ownership.
    • Proof of continuity of business.

  • What can I do to get my loan faster?
  • You can get your loan faster by submitting all required information and documents above. we process your loan application, we’ll email you with any additional information you need to provide. The sooner the documents are submitted the sooner the loan process can take place.


  • Home Loan


  • What is a home Loan?
  • Home Loan is a Loan taken for Purchasing a new or used house / Constructing a home / Renovating a Home. The said home is Mortgaged to the Lender as a collateral security.

  • What are the eligibility criteria for a Home loan at cashcow?
  • The eligibility criteria for a home loans are as follows :

    For salaried persons :

    • Should be aged between 24-60 years
    • Should have a yearly income of Rs 1,80,000
    • First Preference to Bank account holders
    • Fulltime job with at least 2 years of experience
    • CIBIL Score Required is 750 or above
    • Bank Account Statement / Latest Credit Card Bill / Latest Telephone Bill / Latest Electricity Bill / Passport(Valid) - provided
        the passport address is present address mentioned in application form / Employers letter certifying current mailing address /
        Government I-card with photo / Existing Registered House Lease.

    For Self employed person:

    • Should be aged between 24-65 years
    • Should have a yearly income for Rs 1,50,000
    • Current or saving account with the bank from where loan is applied is preferred.
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
    • Last 6 months bank statements
    • CIBIL Score Required is 750 or above
    • Bank Account Statement / Latest Telephone Bill / Latest Electricity Bill / Latest Credit Card Bill / Passport(Valid) / Employers letter certifying current mailing address

  • What are the documents required for applying for a personal loan at caschow?
  • Checklist of Documents for Home Loan in Mumbai :

    • Full Filled Application form of Home loan
    • 3 passport size photographs
    • Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
    • Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
    • Proof business address, in case of non- salaried borrowers
    • Statement of bank account for the last six months
    • Signature identification from present bankers
    • Personal Assets and Liabilities Statements in Bank’s standard format.
    • Brief write up of securities charged in respect of other loans availed from our Bank / other
    • Banks / Auto & Housing Loan Companies / other sources.